> For the complete documentation index, see [llms.txt](https://docs.spendl.money/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.spendl.money/spendl-money-app/spendl-money-overview/spendl-for-business.md).

# Spendl for Business

Spendl gives businesses a single infrastructure layer to move, manage, and control money without relying on fragmented legacy systems.

Instead of relying on fragmented legacy systems, separate banking tools, and manual operational workflows, Spendl brings business money movement into a single infrastructure layer.

### What Spendl Gives Businesses

For businesses, the Spendl platform is built to support operational money movement, customer facing products, and internal financial control.

Businesses can run payroll, issue cards, manage accounts, control spending, use vouchers, access treasury visibility, and launch branded financial products through Spendl’s regulated infrastructure.

### How It Works

<table><thead><tr><th width="103">Step</th><th>Action</th><th>What Happens</th></tr></thead><tbody><tr><td>1</td><td>Set up your business profile</td><td>Get in touch with Spendl and complete the required onboarding</td></tr><tr><td>2</td><td>Fund your business account</td><td>Add funds to support payroll, cards, vouchers, treasury, or customer flows</td></tr><tr><td>3</td><td>Configure users and controls</td><td>Set permissions, limits, roles, and approved use cases</td></tr><tr><td>4</td><td>Move and manage money</td><td>Run payments, issue cards, manage balances, and control transactions</td></tr><tr><td>5</td><td>Scale through infrastructure</td><td>Launch branded wallets, card programs, or embedded financial products</td></tr></tbody></table>

### What Businesses Can Do

<table><thead><tr><th width="180">Feature</th><th>What it enables</th></tr></thead><tbody><tr><td>Business accounts</td><td>Manage balances, users, permissions, and money flows from one place</td></tr><tr><td>Payroll</td><td>Automate salary payments and pay employees directly through Spendl</td></tr><tr><td>Cards</td><td>Issue cards linked to business, employee, customer, or platform balances</td></tr><tr><td>Vouchers</td><td>Create controlled spend for rewards, allowances, incentives, and campaigns</td></tr><tr><td>Treasury</td><td>View and manage funds across accounts, currencies, and operational flows</td></tr><tr><td>Spending controls</td><td>Set limits, permissions, and usage rules for teams, employees, or customers</td></tr><tr><td>Digital assets</td><td>Use supported digital assets as part of wider treasury or funding flows</td></tr><tr><td>B2B Solutions</td><td>Embed wallets, cards, payments, and account features into your own platform</td></tr><tr><td>Wallet Solution</td><td>Launch a branded wallet experience powered by Spendl infrastructure</td></tr></tbody></table>

### Built for Operational Control

1. Spendl helps businesses simplify the way money moves across their organisation.
2. Salary payments can be automated.
3. Cards can be issued and controlled.
4. Funds can be allocated to specific users, teams, customers, or workflows.
5. Transactions can be tracked inside the same system that powers accounts, cards, payroll, vouchers, treasury, and reporting.

### Infrastructure Without the Heavy Lift

Spendl also supports businesses that want to launch their own branded financial products.

This allows companies to offer wallets, cards, payment flows, payroll systems, or financial services to their own users without building the regulated infrastructure from scratch.

Spendl powers the infrastructure behind the scenes.

Your business controls the brand, customer experience, and use case.

{% hint style="info" %}
Built for Modern Business Money Movement

Spendl gives businesses one system to manage payroll, cards, accounts, vouchers, treasury, and embedded financial products.

One platform.

Multiple money flows.

Full operational control.
{% endhint %}