> For the complete documentation index, see [llms.txt](https://docs.spendl.money/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.spendl.money/spendl-features/overview/vouchers.md).

# Vouchers

Vouchers turn Spendl into a daily money tool by allowing users to convert available balances into everyday spend.

Users can purchase and redeem vouchers directly inside the Spendl Money App across categories such as electricity (coming soon), airtime, data, transport, gaming, digital services, rewards, and more.

With over 40 vouchers available, users can choose what they need, purchase in the app, keep the voucher for themselves, or send it to another Spendl user.

### What Vouchers Enable

Spendl Vouchers make it easier to turn balances into controlled, purpose driven spending.

Instead of only moving money between accounts or cards, users can allocate funds toward specific real world needs such as utilities, mobile services, transport, gaming, or digital access.

For businesses, vouchers can also support rewards, employee benefits, allowances, marketing campaigns, and category based spending controls.

### How It Works

<table><thead><tr><th width="112">Step</th><th>Action</th><th>What Happens</th></tr></thead><tbody><tr><td>1</td><td>Purchase in the App</td><td>Select your voucher category and value inside the Spendl Money App</td></tr><tr><td>2</td><td>Keep or Send</td><td>Use the voucher yourself or send it directly to another Spendl user in seconds</td></tr><tr><td>3</td><td>Redeem Instantly</td><td>Vouchers are available immediately and can be redeemed in app or with participating merchants</td></tr></tbody></table>

### Voucher Infrastructure

| Feature                 | What it does                                                       |
| ----------------------- | ------------------------------------------------------------------ |
| Category Based Spend    | Vouchers are available in approved categories and merchant types   |
| Instant Allocation      | Once purchased, vouchers are immediately available for redemption  |
| Real Time Visibility    | Track voucher balances and redemption activity inside the app      |
| Secure Transactions     | Voucher activity is monitored through Spendl’s transaction systems |
| Structured Spending     | Ideal for budgeting, allowances, rewards, and purpose driven use   |
| Licensed Infrastructure | Operates within regulated financial systems in Southern Africa     |

### How It Can Be Used

| Use Case            | Description                                                                     |
| ------------------- | ------------------------------------------------------------------------------- |
| Everyday purchases  | Buy electricity, airtime, data, transport, gaming, and digital service vouchers |
| Gift vouchers       | Send vouchers to other Spendl users as gifts or rewards                         |
| Employee benefits   | Provide staff with controlled allowances or category based benefits             |
| Marketing campaigns | Run voucher based promotions, rewards, or incentive campaigns                   |
| Spend controls      | Restrict spending to specific merchants, categories, or approved use cases      |
| Redemption tracking | Track voucher usage, balances, and redemption activity                          |

Spendl Vouchers give users a simple way to turn balances into real world value.

Buy what you need, keep it for yourself, or send it to someone else directly from the Spendl Money App.